A&T Finance has been an established consumer credit licensed finance brokerage since 1984 providing personal loans for homeowners, tenants and those living with parents. Fees are not charged but we may receive payments from loan sources, when applicants are introduced to them. We can assist if you are suffering with defaults, CCJs or arrears, and have helped thousands of people, with a wide range of circumstances, to find the right financial solution. We offer loans from £50 to £150,000 using a wide range of lenders from doorstep lenders and payday lenders to companies offering higher amounts unsecured or secured. An explanation of the types of loans that we offer is as follows:
Secured Loans are loans secured against a property after the mortgage. Normally the loan to value percentage is about 80%. This means that the mortgage and secured loan should not exceed 80% of the property value. Interest rates are usually lower than unsecured loans and bad credit history is acceptable with some lenders.
Unsecured Loans do not use your property as security against the loan. They are a good option for homeowners who do not wish to put their property at risk. Unsecured loans are also available for tenants and those living with parents. Although the interest rates may be higher than a loan secured against a property, they are easier and faster to arrange. Apply Now
Bad Credit Loans are loans for people with a bad credit history, and those that have been refused a loan in the past due to CCJs, defaults or previous credit problems. We can usually find either a secured or unsecured lender who is sympathetic to this type of application.
Instant Cash from a lender that can deposit up to £400 in your bank account, or pay bills today. A flexible loan that allows the user to set their own repayment date which is the date they know they will have the money to repay their loan. Your loan period is between five days to a month and is a flexibility that no other lender can offer.
Cash Loans from £50 to £500 can be arranged online and paid out quickly. Apply for one of our cash loans and you'll enjoy affordable weekly payments collected from your home at a time to suit you. Home credit (also known as home collected credit) is a friendly, personal service that provides small loans with manageable repayments. They are collected each week from your home by your own agent.
Payday Loans up to £750 with fast same day cash deposits into your bank account and no credit checks. Payday Loans or Payday Advances offer a quick and simple solution to coping with unexpected cash shortfalls, without entering long term draining financial arrangements. Who can apply? - as long as you're in a job with a bank account and a debit card then you should get a payday advance. Apply Now
Debt Management, IVA's, Bankruptcy, and Debt Consolidation Plans to help get you back on your feet if you have overstretched yourself with credit cards, loans or overdrafts and your monthly expenditure now exceeds your monthly income.
Turn your valuables into a short-term loan at borro.com. We offer quick, short term loans of £1,000 - £1,000,000 secured against valuables including jewellery, luxury watches, fine art, antiques, luxury & classic cars, yachts and much more. Our valuation experts are highly qualified and combined have over 60 years of experience gained from working at the UK's finest auction houses including Sotheby's, Christies and Bonhams.